Dreaming of buying your own home? We turn your dreams into reality with our trusted home loan solutions, backed by years of expertise and unwavering commitment to excellence. Whether you're purchasing your first home, upgrading to a bigger space, or investing in property, we're here to provide financial support tailored to your needs. We combine trust, expertise, and innovation to help you step into your dream home without hassle.
Experience the ease of our home loan process with quick approvals, flexible repayment options, and minimal documentation requirements. Our commitment is to make your home buying journey smooth and hassle-free.
Quick processing to ensure you get the funds when you need them most.
Tailored repayment options to suit both short-term and long-term housing needs.
Simplified application process with minimal paperwork requirements.
Borrow as per your requirements, with competitive interest rates.
Discover flexible loan amounts, competitive interest rates, and repayment options tailored to your needs. With low processing fees and expert support, we make financing your dream home seamless and hassle-free. Your path to homeownership starts here!
Up to ₹5 Crores
Starting from 7.5%*
Up to 30 years
Low and transparent
Get loans up to ₹5 crores for your needs, whether for a modest home or a luxury property.
Competitive interest rates tailored to your budget with flexible repayment options.
Seamless digital process with minimal paperwork and competitive interest rates.
Flexible tenures to ease financial pressure with simple application process.
Fast approval for good CIBIL scores to help you secure your dream home faster.
Personalized assistance at your convenience for a hassle-free experience.
We make home loans accessible to a wide range of applicants. Below are the eligibility requirements for different categories:
We offer a variety of home loan options tailored to meet your diverse needs. Here are the different types of home loans you can choose from:
Finance your dream home with ease, whether it's a new or resale property.
Apply NowCovers the construction costs of building a house on your own land, offering stress-free financing.
Apply NowUpgrade or remodel your existing home with funding for repairs or renovations.
Apply NowGet the required funding to purchase a plot of land for future home construction.
Apply NowTransfer your existing home loan to enjoy lower interest rates and better repayment terms.
Apply NowAvail additional funding on your current home loan for expenses like renovations, education, or emergencies.
Apply NowOur home loan application process is simple, transparent, and designed for your convenience. Follow these steps to apply:
Verify if you meet the basic eligibility criteria for our home loan products based on your profile.
Fill out our simple online application form with your personal and financial details.
Submit required documents like ID proof, income proof, property documents, etc.
Our team verifies your documents, checks your credit history, and evaluates the property to determine the loan amount you qualify for.
Once approved, sign the loan agreement and receive the funds directly in your account or transferred to the seller.
Get answers to the most common questions about our home loan services.
Basic documents required include identity proof (Aadhaar, PAN, Passport), address proof, income proof (salary slips, Form 16, ITR for self-employed), bank statements for the last 6 months, property documents, and employment details. Additional documents may be required based on your specific situation.
Your eligibility is determined based on several factors including your income, age, employment stability, existing financial obligations, credit score, and the value of the property you wish to purchase. Generally, lenders offer loans up to 80-85% of the property value.
Yes, you can prepay your home loan partially or fully before the end of your loan tenure. We offer this facility with no prepayment penalties. Prepaying your loan can help reduce your interest burden significantly and shorten your loan tenure.
The approval process typically takes 7-10 working days from the submission of all required documents. However, this timeline may vary depending on property verification, your profile assessment, and other factors. We strive to provide quick approvals for eligible applicants.
Yes, we offer home loan balance transfer facility. If you have an existing home loan with another bank or financial institution, you can transfer it to us to enjoy better interest rates, longer tenure, or additional top-up loan. Our balance transfer process is seamless and designed to save you money.
Home loan borrowers can claim tax deductions on both principal repayment (under Section 80C) and interest payment (under Section 24) of their home loans. Additionally, first-time homebuyers can claim an extra deduction under Section 80EE. Consult with a tax advisor to understand the specific benefits applicable to your situation.
Yes, joint home loans are available and often preferred as they can increase your loan eligibility amount. Both applicants can claim tax benefits on their respective shares of the loan. Joint loans are especially beneficial for couples as they provide security and shared financial responsibility.
Your credit score plays a crucial role in the home loan approval process. A good score (typically above 750) can help you secure better interest rates and favorable terms. If your score is lower, we may still offer loans but with different terms. We recommend checking and improving your credit score before applying for a home loan.
